Some insurance plans require you to receive authorization from them before obtaining medical services. Please check with your insurance provider in order to receive the most complete benefits available from your coverage. If you are unsure if your insurance authorizes specialist services, we encourage you to call your insurance company directly to verify your benefits.

NAO Accepted Insurances
NAO Accepted Insurances

What if you are not contracted with my insurance?

Northern Arizona Orthopaedics contracts with almost every type of medical insurance. Above is a list of insurances we are currently contracted with. If you are unsure of your specific coverage, we encourage you to contact your insurance company and verify your benefits before making an appointment.

Example: Does your plan require a referral or authorization? Do you have a different deductible for your out-of-network benefits? If referral or authorization required it would be the patient’s responsibility to obtain it.

  • EXCEPTION: At this time, we do not accept out-of-state workers compensation cases.

Veterans Administration

  • Requires authorization for ALL services